This house comes with a locked in REDUCED RATE as low as 4.75% (APR 5.504%) as of 11/13/2024. This is a seller paid rate-buydown that reduces the buyer's interest rate & monthly payment. This is a great way to secure a lower interest rate to make a home more affordable! This beautiful new construction home by Loren Wood Builders is located in convenient Bloomington Cohousing, just minutes from Bryan Park, IU's campus, and downtown. This Maxwell Cottage floorplan has 3 beds and 2 baths, a main-level bedroom, and a custom kitchen with quartz countertops. The energy-efficient home also boasts luxury vinyl flooring in living spaces, marmoleum in baths, and plush carpeting in bedrooms. The thoughtfully designed neighborhood is a community of private homes with shared common spaces. Residents enjoy use of a common house with room for gatherings, an overnight guest cabin for visitors, secured storage, garden, picnic shelter, and bike storage. The community is surrounded by green space, including a ten-acre nature conservancy, next to the SE YMCA.